Fix-and-flip & hard money rates

Data updated 2026-11-01 (UTC). Starting rates are what lenders advertise for their best borrowers, and most files price higher. A source is flagged Stale source if the page's own date is more than 30 days old. How we track rates.

LenderProductPublished rateStatusLast checkedSource
Lima One CapitalFix-and-flip7.25%+ (starting)Verified2026-11-01Source
KiaviFix-and-flip8.25%+ (starting)Verified2026-11-01Source
We LendFix-and-flip8.50% – 9.99%Verified2026-11-01Source
Easy Street CapitalFix-and-flip8.90%+ (starting)Verified2026-11-01Source
Jaken Finance GroupFix-and-flip / hard money8.99% – 13.50%Stale source
page dated 2026-08-01
2026-11-01Source
GroundfloorFix-and-flip9.00%+ (starting)Verified2026-11-01Source
Xoan CapitalFix-and-flip9.15%+ (starting)Verified2026-11-01Source
RCN CapitalFix-and-flip9.49%+ (starting)Verified2026-11-01Source
Silt CapitalFix-and-flip (also bridge, DSCR)9.50%+ (starting)Verified2026-11-01Source
New SilverFix-and-flipRate not yet verifiedNot yet verified——
Stormfield CapitalFix-and-flipRate not yet verifiedNot yet verified——
CoreVest FinanceBridgeRate not yet verifiedNot yet verified——

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